QUESTION
What do I do if ex-husband opened accounts in my name?
Asked on Jul 06th, 2016 on Consumer Fraud - Alabama
More details to this question:
My divorce was final in April, 2016. I moved out of my house in February, 2016 until the divorce was final. My ex-husband opened accounts using my information with Capital One, Target and Amazon in February and March. He has not paid on any of these and they each exceed $500. I just found these on my credit report. I have disputed each one through Experian. Am I liable for these since my divorce was not yet final?
1 ANSWER
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Matthew A. Dunaway Attorney at Law
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No, you are not liable for the accounts, based on your fact scenario. Even if you were still married, your spouse cannot open accounts in your name. I suggest you send written disputes to all three credit reporting agencies (Experian, Equifax & TransUnion) demanding they delete the accounts and stating that you are a victim of fraud and identity theft. It wouldn't hurt to also send a letter to each of the companies an account was opened (i.e. - Cap One, Target, Amazon, etc...). The timing of your divorce doesn't matter. Your spouse may not open accounts in your name.
Answered on Jul 07th, 2016 at 7:38 PM