QUESTION
Can an auto insurance co cancel me as if I never had the insurance and send me a full refund of my premium after an accident claim has been filed?
Asked on Jan 04th, 2017 on Consumer Law - Florida
More details to this question:
They said I misrepresented myself because I didn't add my boyfriend from the beginning of the policy. The car is only registered in my name. We are not married and I added him to the policy months before the accident. I paid for the policy in full when I obtained it. It is all quite disconcerting, after the accident, they first told me they didn't know if I was covered then I received a letter stating that I was to the extent of my policy then I receive a letter stating my policy was cancelled as of the start date and that they would be returning my premium in full to me. Since then I have now received that check but have not cashed it without advice from an attorney. Please advise what remedy I have against this company.
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
You will needto have a lawyer review all of this to determine whether the cancellation for "material misrep" is proper.
Answered on Jan 11th, 2017 at 6:29 AM
All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.