More details to this question:
On June 4th my husband called Peoples Trust and got a homeowners policy, not to start until June 12th. Within the hour, the same day, he called back to cancel and got the agents recording where he left a message to cancel. On his email was a letter from the agent, he replied to her to cancel this policy. He got an email cancellation form, we signed, but apparently I didn't get it to go through. I talked to a (not very) gentlemen the next day and told him NOT to put through the check. I said under Florida Law we have the right to cancel within 3 days and we cancelled within the hour. He claimed it went through on the 4th. The long and the short of this, they put through our check for $719.00 posted on the 9th. We are getting no response and need our money. We are about to turn 70. I have an anxiety problem and this has sky rocketed me way beyond the control of any pill. I'd like to sue, they broke the law, they should be punished.
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Unless you have a specific legal cite to the contrary, I am unaware of any 3 day right to cancel related to homeowners insurance. While you may get a refund for "unearned premiums" you may well have to wait until the insurer processes the check and then issues a refund. If you have further questions or would like to discuss retaining our services, please feel free to call 1-800-922-6442 to arrange for a FREE consultation.
Answered on Jun 24th, 2014 at 6:42 AM
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