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Hi recently I was approached by the manager of my local restauran telling me that two transactions I made back in November were charged back this January (2025) without my permission, when I called the bank they see the change back but the customer service agent admits to me that it I never filled a dispute on those charges and they shouldn’t have happen. When I contacted my father he told to me to look into hiring a lawyer since In his eyes the bank committed frud or were negligent. Can I sue my bank for this? If so what type of lawyer do I need? Anyone here I could potentially hire on here for this case?
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Unless you are willing to spend a lot more money than the case is worth "to make a point", I don't see a viable claim here. There are no real damages, and any issue with the restaurant should easily be cleared up by getting the bank to confirm it was thier fault and to transmit the monies owed to the restaurant owner. Bear in mind - if you sue the bank over such an issue - its also likely they will ban you from future transactions as a customer and cancel your account. In some businesses this is a significant issue that needs to be considered.
Answered on Feb 20th, 2025 at 11:20 AM