More details to this question:
My car was reposessed. I spoke with Ally Bank. They told me it was $700 to get my car back. I told them I get paid on 15th and 30th and I can pay 1/2 on 30th and 1/2 on 13th of November (because the 15th landed on a Sunday). They said OK. I called to advise them I made the payment. To my surprise, they told me I had to pay an additional $944 and that my car was already up for auction, because my cutoff date to pay was November 12th. I was livid! I was NEVER told of any additional fees, nor was I told that November 12th was my cut off date. today, November 19th I decided to take my vehicle off my insurance and they needed a letter of repossession, in order to credit me from the day my car was taken. I called Ally and they faxed me a letter dated October 28th, which I NEVER received. The letter states I needed to pay $1,050.52. I already paid $700, why are they telling me I still have to pay $944! I Please advise me on what my rights are.
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
No way to "advise about your rights" without actually retaining a lawyer to examine all the details. It should be noted that if your car is respossessed, you are not in a position to tell the bank when you can pay as they could care less about your pay check schedule and you would owe the money regardless of gettting the car back. You would be wise to retain a lawyer immediately to try and keep this from getting more convoluted, and you will likely have to retain a lawyer outof pocket.
Answered on Nov 23rd, 2015 at 5:48 AM
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