More details to this question:
2014 I volunteered my car out of work. The balance I negotiated a schedule payment and to report to the credit bureaus paid as scheduled. I reviewed my updated Credit report to find Mercedes-Benz reporting twice I reported the inaccuracies and had one of them deleted. . The duplicate was deleted, but they change the reporting. Now the credit report shows past due and only reporting what the amount due. Paid/close but they still are deducting agreed amount from my checking. They removed the agreed payment schedule. Each month reported. as a C/O charge off. I’ve had previous been reported 100.00 per month as schedule until I disputed the duplicate reporting. Now reported past due, charge off balance owed. My credit score has dropped 100 points. I feel they are strong arming me by their reporting to the credit bureau to have me pay it off. I tried contacting Mercedes and they ask me to write them
1 ANSWER
If they are false reporting to your credit report and you can show an actual drop in your score as well as other real world consequences, you may have a Fair Credit Report Act matter. (FCRA) This is a federal law that requires the a correction by the bad reporter after your first contact to them and also allows for actual damages when the reporting is not removed or continues to be wrong and damaging. There are few lawyers in Connecticut handling FCRA. I would reccomend Daniel Blinn in Rocky hill, Sergei Lemberg in Stamford, and possibly my office in Stratford. Good luck.
Answered on Jan 16th, 2020 at 7:21 AM
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