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I had a Discover Card account and was keeping it in immaculate condition. I was recently given a substantial credit increase without asking. A few months later they just closed my account citing "Business Decision". I initiated a further review and interview and the Discover card investigator called me back and continued to spout the party line "It was a Business Decision". She wouldn't give me any further details. She told me that she just sent a letter to me and it said the same thing. "Business Decision". She also said that I would not be able to re-open this account. Do I have any legal recourses or a way to find out what "Business Decision" meant?
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Sure, you will likely have to hire a lawyer to address this, but there is likely something about your credit risk or conduct that chnaged substantially that they will point to.
Answered on Feb 15th, 2016 at 11:29 AM