Does Florida requires a Surety Bond even if I will charge my clients a set up fee and a monthly payment for work done the prior month?

I have included the Florida Statute. If I will charge for only work done for the prior month than I don't need a Surety Bond. Am I correct based on the statute? Charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit service organization has agreed to perform for the buyer, unless the credit service organization has obtained a surety bond of $10,000 issued by a surety company admitted to do business in this state and has established a trust account at a federally insured bank or savings and loan association located in this state; however, where a credit service organization has obtained a surety bond and established a trust account as provided herein, the credit service organization may charge or receive money