insurance company fraudulently obtained my credit

my husband was applying for a single policy on a motorcycle in his name only and he was to be the only rider since he is the only one endorsed in our household to do so. when he applied , the company gave him a rate and he paid it over the phone. then they called him asking for drivers license number for emergency contact info. he questioned this and tried to give them my cell phone number to which they demanded the license number since it was a new policy they said. my husband provided it even though we still questioned it and they sent us a new bill 100$ higher. we received a paper that they ran my credit to which they denied. when we pressed the issue they said it was policy and we contacted other local offices to question this,and they said they would only need the drivers information on a policy. they deny any wrong doing and I would like to know what options i have since they lied to get my info and ran it without my knowledge.