More details to this question:
3 months ago dealer ship repoed my car when i was curtent on my payment with the bank well the bank sends another tow truck to repo my car again that the desler already did the desler done sold the car to a private person who was driving it in my name still i reported it stolen the tow truck found it and i guess the bank has it i dont know but the bank says i owe then all these fees when it was an illegal repossion in the first place bc i was never notified about yhe i tent to sell when it sold and what i owe after it sold i feel its both the dealer and bank but what shoukd i do? Its costed me almost my job i had to buy a new car out of pocket bc and mh credit has been getting worse ever since bc of it
1 ANSWER
Sounds like the dealer jumped the gun for some reason and had no right to do the repo. And a repo vehicle sold without notice to the debtor usually means they can not collect anything from you for any deficiency. Here, if you were not behind and not in any breach of the finance contract then it makes no sense the bank would want all that money. To know your rigths for sure, you need to talk to a "autofraud" or "repo law" consumer lawyer near you. There are number of them listed for KY that you can find at the ConsumerAdvocate dot com website's "find a lawyer" page: L081250r062548* But act quick because for every legal right you have there is only a limited amount of time to file something in court or your rights expire and you are stuck with the situation. Good luck!
Answered on Dec 11th, 2023 at 5:41 AM