More details to this question:
I purchased a vehicle from a dealership, the dealership contacted me shortly after to inform me that I had to return the vehicle I purchased because it has a Lien on the Title. I returned the vehicle and in exchange they gave me another and kept my loan. Fast forward a month later ..... in an attempt to make my first payment I learn that the bank is charging me for the vehicle I returned and not the one that I have. In continuous effort to make payment for my current vehicle by contacting both the dealership and bank I have no answers just payments being charged for a vehicle I do not have. This loan is affecting my credit. I do like the vehicle I own now and would pay for it but the bank claims to not have this vehicle’s information and continue to charge me for the vehicle I returned to the dealership. What should I do now?
1 ANSWER
Criminal Defense Attorney serving Toms River, NJ
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Edward J. Dimon
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You must put all the information in writing and you must provide all the supporting documentation to the dealer and bank and credit agencies so that there is a clear 'paper trail' of what happened and the checks you have written and submitted each month for the proper payment of the correct car. You cannot withhold payment. You must pay each month and note the specific purpose of the payment. We can help you if you need help with the documentation and payments and 'paper trail' and negotiations with the dealer and lender. Please call this morning. Ed Dimon, Esq. 732-797-1600
Answered on Apr 17th, 2020 at 5:14 AM