More details to this question:
My daughter purchased a vehicle from a buy here and they put me through a finance company. She paid the 1st payment late because of some extenuating circumstances. The payment was paid and already posted. She went to the buy here pay here to get her permanent tag and the owner blocked her vehicle in and would not allow her to leave. The owner of the buy here pay here car lot claims that she purchased the vehicle back from the finance company. My daughter had to call the law and they made her leave the vehicle there. She had no knowledge of the buy here pay here purchasing the vehicle back. Please help
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Your daughter is buying a car at a BHPH lot because there are ALWAYS exentuating circumstances when it comes to abiding by her word and paying on time. That said, high risk finance companies do NOT play such games and have ZERO tolerance for them with debtors. When your daughter missed the first payment she blew the deal, the lender returned the loan to the dealer as a charge back and your daughter defaulted right out of the gate. IN the future, she needs to learn to honor her promises and abide by her agreements. Now she will have to squabble with the BHPH dealer about avoiding further fees for what is likely being treated as a voluntary repo or to work with them to reinstate the loan.
Answered on May 07th, 2016 at 10:53 AM
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