A car dealer agreed to sell a car, takes the token payment, does not share the title, bank loan already secured, but now does not respond.

My wife liked a car online, she called the dealer, after a few calls, mutually agreed to pay the full price. The car dealer asks for token money, which was given by credit card. Next day, we called the bank to get car loan, the bank asked the care dealer for a copy of the title but the dealer did not provide that. We called the dealer, he kept telling that the someone has the title and he will get back to us. Despite of calling for two days so we can get the car, he keeps saying that we have to wait for the title and it is in “limbo”. We told him that we does not want to go through the transaction any more as he has not been honest with us. Now the dealer does not answer the phone. He still has our token money and we have the initial paper work, agreement to sell the car. So my wife and I would like to know how we can pursue legal action for defrauding us so he does not do this with other people. We wasted our time, went to the bank, did the credit inquiry and all that.