Hello me and my wife bought into a timeshare in Orlando (Westgate) in 2018. Ever since then it has been a complete nightmare with lies and promises. Booking has also been a nightmare everytime we've used it. At this point we don't want to deal with it and want out of it. I'm currently on disability and it's just not feasible to have anymore. Spoke with a lawyer and was told if I missed a payment on it they could take my case. We need to know what's going to be done and he's not saying much. We know our credit will take a hit but if that's the case it would make no sense in trying to get a lawyer if it's gonna hurt our credit anyway.
No such thing as every case is different as is every time share agreement. That said, you conflate credit issues with legal liabilities - they are not the same. You may have to sacrifice your credit, to get out of the ongoing payment obligations or financial exposures, whether from stopping payments or bankruptcy and likely spending money on lawyers to try to get you out of the agreement under a variety of arguments that might exist. "Talking to" lawyers is not the same as actually hiring one - any more than talking to an oncologist address your mole or tumor vs actually hiring one. Use thefind a lawyer feature to locate and hire a lawyer ASAP.
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