You need to look at the loan documents that you signed. The whole idea of a co-signer is to have a second person that is responsible for repaying the loan if the first person defaults. You will have the option of bringing a suit against the first person on the student load if they were the one that derived benefit from the loan (i.e. they were the one that attended school and incurred the cost). You should also call the agency that provided the loan and tell them of the problem and assist them in collecting the repayment of the loan from the first person.
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