QUESTION
Is cigarette caused fire damage covered under comprehensive car insurance?
Asked on Apr 04th, 2013 on Contracts - Ohio
More details to this question:
Vehicle cabin caught fire after cigarette was not ashed away. Does my progressive auto insurance with Comprehensive and collision coverage apply to this incident?
1 ANSWER
Bankruptcy Attorney serving Bratenahl, OH
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The fire damage is still fire damage, even if your negligence caused it. Most insurance coverage is to cover you for loss when you are negligent. I don't know the Progressive coverage. I suppose that there could be an exclusion, either check your policy or contact your broker.
Progressive COULD try to deny coverage if they thought that the damage was intentional, THAT would be arson.
Answered on Apr 04th, 2013 at 4:25 PM