What should you do if a financial institution won't give access to your own money for months because of a "software glitch"?

Your money is gone. There is no such thing as not being able to access money. It's just an account in their records. If nothing else, they should be able to access it the old fashioned way, by sending you a check, preferrably a cashier's check. They have their own funds. They should pay you from their own funds or line of credit, and reimburse themselves from your account when they "fix" it. The fact that they haven't given you your money from their own funds or LOC is why I don't think your money is there. If you took this up with the SEC, they might shut them down and take over, but that won't get you your money. Ask them when you can come by to pick up a check. If they're in another town, they can send it to you by FedEx. If you appreciate this free advice, please remember to refer me to any friends or acquaintances who need a lawyer. Referrals are still our best source of new business. Do you have a revocable living trust to protect your heirs against probate? Probate takes forever, is expensive, and is annoying. Do your family a favor. Set up a trust, and put all your property, especially any real property, into the trust. Since it is revocable, you can change it, add to it, take property out of it, or even cancel it completely, at any time. We set up such trusts, provide a pour-over will as a back-up for any property that does not make it into the trust, provide you with blank durable powers of attorney for health care and financial decisions, in case you become incapable of making such decisions while still alive, and convey one piece of real property to the trust, usually the family home, for $1500.00. If you would like to hire me to do this, let me know, and I'll send you a list of the information I need. Dana Sack