I assume that you transferred title of the car to this person before she paid for it. Unfortunately that takes away the leverage you might have so you cant repossess the car. Since there is nothing in writing, you have an oral contract. The statute of limitations to enforce an oral contract is 3 years, so depending upon when you "sold" the car in 2010, the Statute of Limitations may have run. If so, you have lost your ability to collect on the debt. If not, then you need to get a law suit filed before the Statute of Limitations does run. Before you waste your time and energy, you need to ask yourself, even if you get a judgment, is it collectible or is this person a deadbeat. Unfortunately, it may be a waste of time and a lesson learned.
Answered on Mar 31st, 2013 at 11:58 PM