I’ve made a car payment on my vehicle and it is being kept from is this legal or illegal?

If you are up to date on the car payments then it is illegal unless you were behind and the car was reposed. Then you have to pay the fees to get it back.

It's a little difficult to understand your question. Is it a criminal question. A lot depends on the paperwork you signed and what you agreed to do. Was your car repossessed and then you made a payment. Please add some more information in your question so we can understand the situation. If your car was repossessed then there is likely a legal case regarding your contract. Also have you contacted the finance company asked them why.