Title 75 Section 3361, wife in accident, nobody hurt, no other cars hit each other, but 3 accidents within 100 ft of each other in 2 hrs Fight it?.

My wife left home the temperature was 45 degrees and road was wet but completely clear. We live on road top of hill. She turned the corner and headed on road down steep hill (1/2 mile long) half way down (not going fast because of pot holes and big hill, you just dont ever) she came upon car stuck in ditch and sideways stick 3/4 across the road. She hit her brakes harder and found it was a sheet of ice. People standing at the other car. She had little or no control but missed people and other car and slid off road took down a tree. Tree was under car unknown damage, Had car towed. State police sent us a ticket 5 days later. Based on weather you would have never expect ICE but there was. Township truck came after multiple calls with chains they were getting stuck. That section was terrible. 3 crashes over 2 hrs period. Nobody hit each other and no one hurt thank god!! The question is fight it or not? It was no ones fault and not predictable. This carrys point want to avoid.