What I'd the punish ment for insurance fraud F3 and intent to defraud M1 if found guilty

You can get up to 7 years in jail for the f3 and up to five years in jail for the m1.  They are serious charges as insurance fraud is often sentenced more harshly than other crimes.  That being said the guidelines usually call for probation.  You may have defenses in your case and representing yourself, even if you believe yourself to be not guilty, can often be challenging.  Insurance fraud is a highly technical charge.  Again, based on your description of the facts you may have defenses.  Talk to local counsel, they can help you arrange to surrender on the warrant and assist you on getting bail.  Importantly, the more time they have to investigate the charges the more likely you are to have a good outcome.