The letter you are likely to receive is a civil demand letter - not a criminal charge or case. Most lawyers advise people not to pay it because if you do not, and they want to collect, they will have to sue you and the recovery will be less than the expense they will incur. This will not go on any record (although the demand letters will get more strongly worded with greater demands - until they stop.) If you receive a court notice to appear, then you must. It is a class c offense because of the amount involved but if you get convicted, it can ruin your life as it is a crime of moral turpitude. If you get a notice to appear in court, hire a lawyer.
Answered on Apr 30th, 2015 at 3:13 PM