Bank of America is suing me for business credit card debt

Bank of America is suing me for not paying business card debt of $7000. I offered them half, they didnt agree. I cant pay more since Covid has affected business and I need to pay my employees. $7000 is the pay of one employee in my office for 2 months. Bank of America is restricting my ability to expand business in a Pandemic. While Bank of America has Fed to print dollars and add to its coffers if it looses money due to bad loans or bad investments, small businesses like me dont have access to Fed printing press to fill my coffers. By not paying my business credit card debt in a Pandemic, I am saving money for my employees and trying to expand a business in a Pandemic. The double standards by which the legal system of USA favors banks vs small businesses is evident. Debt forgiveness or reduction is needed for small businesses to grow in a pandemic. By not paying my business credit card debt, I am already unable to access more credit from any source due to hits on my credit scores.