Another option you may want to consider is filing for bankruptcy. The reason why is the freeze on your account won' be lifted until the debt is satisfied. Although you can negotiate with the receiver, if not a bankruptcy will release and unfreeze the accout and depending on your financial situation, can get the funds taken, given back to you.
Contact a local bankruptcy attorney in your area to get the specifics
Answered on Mar 21st, 2018 at 8:16 PM