I have a credit card that was charged off on 12/2009. It was wrote off with a balance of $707.00. My original limit was $500.00. I have a debt collector calling 4 to 6 times a day and they want $904.77. Has the statues run out and should I only pay $707?
Whether you owe the money under a statute of limitations is a very complicated issue, whcih you should consult with a lawyer directly about. I have litigated this issue extensively, and its not a clean cut issue most of the time. Youalso may have a case against the collector under the FCCPA for collections harassment, where you may be entitled to recover actual damages, a statutory penalty of up to $1000.00 and have the offender pay the attorney's fees. We do this kind of work extensively. You can call our office at 1-800-922-6442 for a FREE consultation.
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