QUESTION

About debt owed on a credit card & collection.

Asked on Jan 13th, 2014 on Collections - Florida
More details to this question:
I have a credit card that was charged off on 12/2009. It was wrote off with a balance of $707.00. My original limit was $500.00. I have a debt collector calling 4 to 6 times a day and they want $904.77. Has the statues run out and should I only pay $707?
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1 ANSWER

Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
2 Awards
Whether you owe the money under a statute of limitations is a very complicated issue, whcih you should consult with a lawyer directly about. I have litigated this issue extensively, and its not a clean cut issue most of the time. Youalso may have a case against the collector under the FCCPA for collections harassment, where you may be entitled to recover actual damages, a statutory penalty of up to $1000.00 and have the offender pay the attorney's fees. We do this kind of work extensively. You can call our office at 1-800-922-6442 for a FREE consultation.
Answered on Jan 13th, 2014 at 3:27 PM

All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.

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