QUESTION
Asking for Mediation Hearing from Creditor
Asked on Jun 17th, 2014 on Debtor and Creditor - Florida
More details to this question:
First, thank you for your time. In 2012 Capital One filed suit against me for non-payment. Prior to the suit being filed I had tried to work out a payment arrangement with Capital One, but they did not even bother responding to my letter (sent via certified mail). Once the lawsuit was received I responded with a response to the courts and asked for mediation. To this day no hearings have been scheduled. The only contact I received was from their Attorney asking me for a settlement offer. When I refused and again requested mediation, the attorney laughed at me. Question: How can I get QUICK mediation so I can settle this debt via a payment plan that fits my income? Thank you!
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
I think you misunderstand the process which is why the lawyer laughed. Mediation does not provide you any of what you requested. Any payment plan extended will ONLY come from the creditor, and ONLY if they want to do so. There is no entitlment to a payment plan let alone one you deem you can afford. Based upon your statements, you would be wise to hire an attorny to help you address these issues as such mistakes canbe very very costly. If you have further questions or would like to discuss retaining our services, please feel free to call 1-800-922-6442 to arrange for a FREE consultation.
Answered on Jun 24th, 2014 at 6:33 AM
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