Can a debt collecter garnish your wages with out giving the person a chance to make good on debt

Yes, but a debt-holder cannot begin to garnish your assets without first obtaining a court ordered judgment against you.  If you are having difficulty with collections, you may need to contact a local consumer rights attorney to protect your interests. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.