Can a person be taken to court for old "payday loans"

Yes, a payday loan agreement is a contract.  If you contracted to receive money for money to be paid later, the company can file suit against the debtor.  There may, however, be defenses to any suit, such as the tolling of the statute of limitations. You should consult a local consumer rights attorney.  Most consumer rights attorneys offer a free initial consultations to assess your case, and determine what, if any, defenses you may have. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.