QUESTION

Can I force a lienholder to repossess my vehicle?

Asked on Apr 29th, 2015 on Debtor and Creditor - Florida
More details to this question:
Car is junk and sitting in yard. Hasn't been paid on in 6 years. Can't afford to pay anything.
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1 ANSWER

Commercial Litigation Attorney serving St. Petersburg, FL at Law Office of Guy P. Coburn
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No, you cannot force a lienholder to repossess the car.  You may want to call someone who hauls away Junk Cars -- they usually do not require a title.  To be safe, you could contact the lienholder to warn them that the collateral is going to be hauled away, but it is probably better to just have the car hauled away as junk.  If you haven't paid in six years and haven't been sued, then you may be past the Statute of Limitations in Florida (usually 5 years on a written contract).
Answered on May 04th, 2015 at 4:00 PM

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