can they touch my husband's disability/ social security pension money? and what can they do to me?

First, if the debt is yours alone, the Creditor has no right to collect against assets owned by your husband.  The Creditor also has no right to collect against assets owned by you and your husband as "tenants by the entireties."  This usually means anything acquired after the two of you were married.Second, Social Security Disability is exempt from the claims of creditors even if it was yours. Third, if you have a job while your husband is disabled, then you may be a "head of family" under Fla. Stat. 222.11.  This would mean that YOUR wages are exempt from garnishment, as well.  However, please note that you generally have to assert these exemptions -- if you don't, the creditor can ignore the exemptions.