QUESTION
Can't afford my payment arrangements anymore.
Asked on Jun 03rd, 2014 on Collections - Rhode Island
More details to this question:
I have been making payment arrangements to (4) companies for past credit cards. I haven't missed any payments. However, at this time it is becoming a huge financial hardship for me to continue making these arranagemetns. My husband has been out of work since 2008 and I am the only one working. I am trying to pay all the bills and the mortgage (which is 2 months behind). I can't afford to pay these arrangements anymore and don't know what to do. Please give me some advice. Obviously I can not hire an attorney because I can't afford one. Than you for your help!
1 ANSWER
Adoption Attorney serving Warwick, RI
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Carl P. DeLuca Attorney at Law, LLC
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Often, the best option in situations such as yours is to get some relief by discharging your debts in bankruptcy. It may not be as costly as you think and you will free up some of your cash flow by eliminating your unsecured debt. Most attorneys will give you a free consultation and I would be happy to do so if you care to contact me directly.
Answered on Jun 03rd, 2014 at 3:14 PM