QUESTION

debt collectors

Asked on Feb 12th, 2013 on Debtor and Creditor - Texas
More details to this question:
Had an old debt from 15 years ago come back up. Had gotten my credit score back up now they have it back in collections. Is there anything I can do besides paying 15 year old debt. 
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1 ANSWER

If this debt is a consumer debt (as opposed to a business debt) it would be illegal to report this item on your credit report after 15 years. Yes, there are options other than paying it, including suing the debt collector to have the item removed. We can help clients throughout Texas with these kinds of issues, so do feel free to contact us.
Answered on Feb 12th, 2013 at 3:33 PM

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