Help with pending lawsuit

You may want to call your local Legal Aid office, as you may be able to get an attorney for free.  If not, then, you have several options.  You can ignore it, and you will get a judgment entered against you.  From what you have said, you sound as though you are most likely "judgment proof."  You MUST respond to court orders and legal documents demanding financial information or requiring you to appear for a deposition, but the creditor probably cannot force you to pay.You could (and I suggest you do) send in a document to the clerk of the court.  The top of the page should look like the top of the other legal papers, with the "style" of the case -- most important are the names of the parties and the case number.  Explain whether you agree or disagree that you owe the debt -- and whether you admit the AMOUNT of the debt.  If you challenge either whether you owe anything (liablility) or amount (damages), you will have the opportunity to defend against the claims of the creditor.  In many cases, if you simply deny the debt, the creditor may not have all the paperwork needed to prove the debt, and the creditor might lose the case. You should send a copy of the document to the attorney.  You can explain in a separate document sent to the attorney what your financial situation is, but the creditor will most likely still want to get a judgment anyway.