QUESTION
How do I remove a debt that doesn't belong to me ?
Asked on Jul 14th, 2016 on Debtor and Creditor - Florida
More details to this question:
My parents rented a house from a rental management company over 7 years ago. I was over the age of 18 so I had to sign the contract but was told I wouldn't be held responsible since I was only on as approved to live there. well the lady didn't do the contract right and I ended up being under my parents and now this debt is on my report. Now up until a year ago I never knew it was on my report and only found out because I was looking to rent a place. This debt was place on my report back in Mar of 2010 making it 6 years old. I need this off because I cant rent anything with it on there. It was never meant to fall on me but yet I'm now made to pay up or be homeless with my 3 children. what can I do ?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
If you signed papers as an adult, you are responsibile for what you signed. As scuh, if you agreed to be responible for the debt, and your parents stiffed the LL, well......you get held responsible too. There is no way to "take it off" because it inconvenineces you. Unforuntately, that incovenince is intended as the punishment for not abidingby your debts and to discourage you form doing it in the future. You can always call the creditor and see if they will work with you but in any event they can only report the debt for 7 years so it may fall off soon.
Answered on Jul 16th, 2016 at 10:00 AM
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