I AM BEING SUED BY A DOCTOR BECAUSE I DID NOT REMIT PAYMENT FOR SOME OF THE SERVICES GRANTED. I ASKED IF I COULS RESOLVE IT IN PAYMENTS THEY REFUS

Based upon the facts you presented, it might be in your best interests to find out what the exact amount that is due and request proof of the same. In addition, dependent on the amount (less then 3,000), try to negotiate a settlement amount with them. Because to retain an attorney, those monies can be used to settle the amount. If the doctor is unwilling to resolve it through a settlement, the complaint must be answered.