i have a payday loan got a call from a lady threating me lean on my car freeze my account put me in jail,,need help

You should consult a local consumer rights attorney to discuss potential violations of the Fair Debt Collections Practices Act, and other violations of state specific consumer protection statutes.  Most consumer rights attorneys offer a free initial consultations to determine what the best course of action is to pursue. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.