i would like to file bankruptcy but i would like to know if i have enough debt my total debt is about 3,500 my income is 975.00 per month

There is no minimum debt requirement to file a bankruptcy case.  However, you have to weigh the costs of filing bankruptcy with the amount of debt you are likely to discharge.   Depending on what type of debt it is that you have, you would likely be better off negotiating with your creditors, but you may want to have a consultation with a bankruptcy attorney in your area to see if it might help you.  Sometimes filing a bankruptcy case, even with as low amount of debt as you have, can have a stimulating effect on your credit rating. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  CONTACT MARK for more information or to schedule an appointment.