That depends. Is there going to be a judgment entered against you and then you are going to make payments on the judgment (not desireable because of negative credit entry)? Or is the case going to be continued to allow you time to payoff what is owed and then the case is going to be dismissed (preferrable because no negative credit entry)? If you get something in writing from the creditor before court saying what the agreement is, then you will not need to go to court.
Answered on Mar 24th, 2018 at 9:27 AM