QUESTION
Is it legal for a business to make a hard credit inquiry without your permission
Asked on Jun 19th, 2017 on Debtor and Creditor - Florida
More details to this question:
I went to a company that I had previously used for a purchase to look at RVs. When I asked about the price of a particular RV, they ran my credit without my permission, using information they had kept of file, and denied doing it.
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Its impossible to deny something that leaves a digital footprint. This could be an FCRA violation but the damages would be nominal and the permission possibly in dispute by them as there is little reason that ayone would run your credit with you simply asking about the price of an RV. I suspect they may claim the discussion was more detailed than that.
Answered on Jun 27th, 2017 at 7:29 AM
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