Is there anything that can be done about a creditor calling me at home, my work, relative''s homes, and calling and screaming at the people I put down as references on the application?

You have several options at your disposal.  A simple cease and desist letter may stop the harassing calls.  Also, you should consult with a local consumer rights attorney to discuss a potential FDCPA action against the creditor, assuming that the creditor is a collection agency. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.