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Hi I live in the state of New Jersey, a debt collector is trying to collect on credit card debt that I had from 11 years ago. Is there a statue of limitations? And also, if they find out my checking account information can they tap my checking account without getting a judgement from the court first and letting me know prior?/Thanking you in Advance.
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Landlord and Tenant Law Attorney serving Toms River, NJ
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Carluccio, Leone, Dimon, Doyle & Sacks, L.L.C.
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The statute of limitations on contract actionsin New Jersey is 6 years. As far as executing on your personal assets, the creditor would have had to obtain a judgment against you to do so. I would suggest you contact an attorney to determine whether the aformentioned statute of limiations applies and when it runs as well as to address any other questions you may have. Good luck.
Answered on Feb 14th, 2013 at 5:26 PM