payday loan

If you are being harrassed by a creditor (whether it's a pay day lender or any other type of business), you are protected by a law called the Fair Debt Collection Practices Act (FDCPA). There are steps you can take to prevent them from contacting you at home or at work. This will not prevent them from making attempts to collect the debt, but they will no longer be able to call you. Other collection attempts could include being sued in civil court for the amount owed, but they cannot actually have you put in jail for failure to pay a debt.