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I got a phone call on a old payday loan from 2008 from check n go. The company is from empire mediation & arbitration service llc. The guys said I'm going to be sued for 2815.00 and I will be facing a judge in court. I have not been served papers they said they mailed me a settlement letter to my old address that I didn't receive either. He said there willing to settle for 412.50 today over the phone if not there taking me to court. Does this sound right. I also asked him if he could send me a letter of validation of debate he said the only could email me the letter that they send to my old address witch was a settlement letter. Please help I don't work or have a lot of money should I pay or are they just trying to scare me. thank you
1 ANSWER
Alimony Attorney serving Huntington Beach, CA
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Law Office of Jeffrey D. Stearman
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If you have not made a payment since 2008 (or ever) the 4 year statute of limitations has run and they cannot sue you. The only thing they can do is put this debt on your credit report.
Jeffrey D. Stearman, Esq.
Fullerton, CA. 92831
(714) 871-7778
Always a FREE initial telephonic consultation.
Answered on Aug 14th, 2014 at 12:13 PM