A notice of submission for default judgment means that you were sued, did not respond to the lawsuit or make an appearance with the court to respond to the allegations against you, and as a result the other party has won a judgment against you. This judgement can appear on your credit and would entitled the winning party to recover that money from you. It is essentially a debt backed by a court order. What you would want to do is file an appeal to have the case re-opened so that you can respond to the lawsuit as soon as possible. Otherwise, there may be collection attempts to have this money repaid, including but not limited to having a lien placed on your property.
Answered on Aug 06th, 2013 at 3:22 PM