Went to the hospital. Received 2 bills and paid in full immediately. Found out that a 3rd bill that I never received was sent to collections 30 days after my visit. The Hospital never submitted the claim through my insurance company. Obviously they had my address. The Collection Agency stated that most people who were submitted by this hospital never got a bill and aren't aware they owe money. How can this hospital be held accountable? They immediately send bills to collections without even trying to collect. 30 days after a visit isn't enough time to send a statement and ask for payment.
This will revolve around whether the bill is a covered charge or out of network. If it was covered and they just failed to submit it, this should be addressed by your insurance carrier and the collection effort may be an illicit "balance billing" case. You may want to contact a lawyer such as our office that handles FCCPA/FDCPA collections cases if that is the case. Otherwise, it is not required that any entity provide you mailed bills for services prior to sending the bills to a collection agency or a billing/collections department for collections.
All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.
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