More details to this question:
I have two charge off accounts (two very small cards that with interest over 6 years is now a little of $2,000). These have been closed by the original creditors. In 2009, I have two collection companies who listed it on my credit report. I am willing to settle but ONLY if they will remove it from my report. I've been offered settlement amounts for $149 and $300 for each. I know the SOL is past, but I am wanting to pay and get it off my report. My issue is: 1) I've been told it will damage my credit if I do so; and 2) I have been getting multiple aliases for the same company and it's becoming confusing. What type of lawyer can help me and what type of fees would I be looking at?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
You need a lawyer that does FDCPA/FCRA type cases as we do. However, removal of legitimate debt that you owe from a credit report is not function of any statute as the law supports quite the opposite. There may be some other issues though such as the method or manner of thier collection efforts that, if the violate the law, could be used as a vehicle to address the issue on a contingent fee, where the other side pays for you lawyer if you win. Otherwise youre remedies are typically hire a lawyer to fire off a letter or spending an amount equal to or greater than the amoutn at issue fighting with collectors in court. If you feel we can help, feel free to contact our office at 1-800-922-6442 for FREE consultation.
Answered on Apr 08th, 2014 at 10:02 AM
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