QUESTION
Under FDCPA if a creditor do not respone after 30 days can i take action.
Asked on Dec 28th, 2013 on Debtor and Creditor - Florida
More details to this question:
I send a letter to a company asking to Request for Validation of Debt under Collection Practices Act, 15 USC 1692g Sec. 809 its be over 30 days and I have not received a respond what can I do under the law to have information remove from my credit files?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
FDCPA validation is diffferent from FRCA verification, which is the debt removal for lack of response. If the collector fails to respond to your request, there is often little to do unles they resume collection activity against you. If you want records about your debt, if you dont have them, you may need to request them from the creditor or bring an action against them to produce the records.
Answered on Dec 30th, 2013 at 4:11 PM
All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.