I would contact the court to make sure that a case was actually filed against you. Some collection agencies and collection law firms, use documents that appear to be issued from the court when they are not. I am not familiar with the civil process in Arkansas but it seems odd that a summons came to you by certified mail directly from the attorney's office (In those states that allow service by certified mail, the mailing is usually sent by the clerk). If there is an actual case filed against you, I would contact the attorney and see if you can settle the case for less that what the judgment would be.
Answered on Dec 12th, 2011 at 11:09 AM