QUESTION
We received a motion for summary judgment from a lawyer representing Capital One Bank. What is our next step for disputing this?
Asked on Oct 20th, 2014 on Collections - Florida
More details to this question:
After losing my job I fell behind on this account. I was contacted by a collection agency and set up a payment plan arrangement. I gave them access to take payments each month. They took payments for about two years. They suddenly stopped taking them December of 2013. I contacted them and left message for them to contact me for explanation. They now say that even though we had an arrangement for 38 months, they needed to reconfirm and couldn't reach us so they turned over to lawyer. We never blocked their ability to take payments and someone had previously mentioned that Capital One could possibly just write off as bad debt and when payments ended and no contact, that's what we thought they were doing. What are our chances for resolving this?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
No way to tell in a vacuum. Whats clear though is that Capital One is taking advantage of thefact that you dont know what you are doing. You really need to hire a lawyer to handle the lawsuit. If you have additional concerns, we do offer FREE initial consultations at 1-800-922-6442, to determine if we can provide further assistance.
Answered on Oct 20th, 2014 at 9:38 AM
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