QUESTION
What constitutes an authenticated notification of disposition in the State of Florida for a repossessed auto
Asked on Aug 22nd, 2013 on Debtor and Creditor - Florida
More details to this question:
A car was sold at a private sale. The bank contends that it does not need to send the creditor any documents supporting the sale other than the letter of deficiency. Is the bank correct?
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Typically, they must give you notice of the sale, incase you want to participate, and the value of the sale re: deficiency, essentially to be able to pursue the deficiency. They are normally not required to give you the sale documents "just because." If you intend to challenge the sale as not being commercially reasonable, they you would want to get the sale documents through the litigation process, for sure.
Answered on Aug 23rd, 2013 at 1:26 PM
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